If you’re like many other first-time commercial truck buyers, getting commercial truck insurance may be overwhelming at first. Whether you have a flatbed pickup, concrete mixer, or another type of commercial truck, factors like cargo, function make semi truck insurance more complex than personal vehicle insurance.
Below, we’ll take a look at the different types of commercial truck insurance and how to choose your policy — so you leave our lot armed with the best possible policy for your business needs in .
Many commercial vehicle manufacturers will provide Primary Liability insurance, but most truck drivers add additional coverage. Sticking to your commercial truck’s maintenance schedule can reduce the likelihood of accidents and keep repair costs down, issues are inevitable. Primary Liability is a basic coverage that pays for injuries or property damage to others if you’re at fault for an accident. While some automakers may offer coverage options beyond Primary Liability, you can get better additional coverage for your money by shopping the market yourself.
When it comes to choosing additional coverage options that Primary Liability can’t cover, you may want to consider the truck type, the work it’s doing, driving conditions, cargo, and road surfaces around and terrain at your job sites. Types of commercial truck insurance options include:
At Rechtien International Trucks, we aim to find the best commercial truck for your business. We’re also here to help you get it covered — call or visit our finance center in to learn more.
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